Send and receive money with Apple Cash

how to send money with apple pay

Here, enter the amount that you want to send, and tap the Send button to review the payment. This will show a preview in the text message box, tap the Send button to send the message, and the transfer. If everything looks all right, double-click the Side button to approve the payment. You’ll need to use Face ID, Touch ID, or passcode to approve your payment.

  1. It’s free to spend any currency you hold — and if you don’t have the one you need, the card automatically converts to the currency you need, at the best rate whenever you spend.
  2. The balance can then be spent or transferred to a linked bank account or debit card.
  3. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app.
  4. If everything looks all right, double-click the Side button to approve the payment.
  5. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user.

Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores, or to make in-app purchases. With Wise you can set up your transfer online or in app, and make your payment with a low fee and the mid-market rate.

You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. If you don’t have enough money in your Apple Cash card, you can switch to your debit card as well. After tapping the Send button, tap your Apple Card, then tap the Apple Cash slider to turn it off, and then choose the debit card that you want. Open the Messages app on your iPhone and go to the conversation with the person you want to send money to.

Here, tap your Apple Cash card and you’ll see your latest transactions right at the top. You help desk engineer salary can use this balance to pay for anything online or in stores, or you can transfer it to your bank account. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account.

Set up Apple Cash

If you turn off Apple Cash on a device, you can still use Apple Cash on other devices where you’re signed in with your Apple ID. Send money to 80+ countries with the mid-market exchange rate and low, transparent fees, right from your smartphone. It’s free to spend any currency you hold — and if you don’t have the one you need, the card automatically converts to the currency you need, at the best rate whenever you spend. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

If you make an instant transfer, there’s a 1.5% fee, from a minimum of 0.25% to a maximum of 15 USD per transfer. Just follow the steps laid out above to make a payment in Messages or through Wallet, and is the coinbase app safe to link with your bank account select the card you want to use with Apple Pay when prompted. You can also top up your Apple Cash from any linked payment method, and your cashback will be added to this account if you have an Apple Card³. If you’re in the US and have an eligible Apple device, you can send domestic USD payments using Apple Pay and Apple Cash.

MoneyGram international money transfer: Fees, limits and rates

how to send money with apple pay

Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. When someone sends you money using Apple Pay Cash in the Messages app, you’ll see it show up in the conversation. You’ll also get a notification, and you can find it in the Wallet app.

The answer is yes, though you have to go through Apple Cash to get started. Thankfully, you can still send money via Apple Pay even if you don’t have an Apple Cash balance. In this article, we’ll teach you how to send money directly through the Messages app or the Apple Cash card section of the Apple Wallet app. You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card.

Apple Pay: How to Send Money Directly from Your Digital Wallet

Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon.

Read on for everything you need to know about sending and receiving international money transfers with MoneyGram. If you have an Apple Cash balance but don’t want to use it for your transfer, you’ll need to turn off Apple Cash as a payment method in your phone’s settings. When you send money using Apple Cash, your Apple Cash balance is used to pay by default. If you want to use a debit card instead, you can send money directly from your debit card. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card.

Read on for everything you need to know about sending and receiving international wire transfers with Huntington Bank. Apple Cash is a digital card you’ll find in your iPhone’s Wallet app. You can use Apple Cash to send and receive payments through Wallet or Apple Messages. Apple Pay payments can only be made to other people within the US at the moment.

Citizens Bank international wire transfer: Fees, limits and rates

We are compensated how to buy kusama in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps.

If you want to set up Apple Cash for a family member under 18 years old, learn how to set up Apple Cash Family. If you’re under 18, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family. In the other states, the program is sponsored by Community Federal Savings Bank, to which we’re a service provider.

Learn how to add a debit card to Wallet if you don’t have one added. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings.